Have you ever heard the Bible story about the widow's oil? Its found in 2 Kings 4. To paraphrase it here, a woman's husband had died. He owed a bunch of money to a man. She didn't have any money though, or any food. The man told her she had to pay it and if she didn't he would take her sons. She went and sought guidance from Elisha. He asked her what she had in her house (her resources). She said nothing but a few drops of oil. He told her to go ask all her neighbors for empty pots. Then to go in her house, close the door, and start filling the pots. She wasn't to stop until every pot was filled. She did this and as soon as the last pot was filled, the oil ran out. Elisha then told her to go sell the oil and use the money to payback the man with whom she had a debt. Then the extra money could be used for her and her sons. When it was all said and done, she had enough money to buy a lot of food for her and her sons, her sons weren't sent into slavery, and the debt was paid off.
In this story we can see that God, through Elisha, showed the widow how to pay off her debt. Often times, as was the case in this story, we have to put our 'hand to the plow' to fulfill God's work. We can't just sit and pray and hope it will be accomplished. We can pray, and God will DIRECT us HOW to accomplish it. Some sort of ACTION is usually required. The action isn't on God's part either. Its on OUR PART. God could have easily erased the debt from that man's memory. Or He could have multiplied the oil in her house by himself. But he wants us to have FAITH in Him, and that usually requires us to be tested in some sort of way. Its very easy to be 'faithful' when everything is right. But when things go wrong, that is when our faith really shows through. So instead of just multiplying the oil in her house, he required her to do something. She had to gather pots from her neighbors. Now you know as well as I do, that in a town like this, all the neighbors already knew her situation. They knew her husband died and they knew she had no money. So they would probably think she was crazy for asking for empty pots ("why do you need a pot, you don't have anything to put in it?!"). So it wasn't just action that was required such as walking door to door and carrying the pots. She had to humble herself to ask for something and not worry about what those people were thinking when she did it. Her trust in God had to be so great, that it would not be overshadowed by any discomfort that was caused by carrying out what she was told to do. Because she did this. She was obedient. God's blessings flowed, and flowed, and flowed, until there were no more pots to contain it. Only then did it stop. When we are stretching our faith, He will meet those needs just as He met the widow's needs. If He did it for her, He will do it for you. In Acts 10:34 Peter says "...of a truth I perceive that God is no respector of persons." This means if He did it for others, He will do it for you as well.
Deuteronomy 28:9 says "If you obey the commands of the Lord your God and walk in His ways, He will establish you as his holy people as he solemnly promised to do." Deuteronomy 28:12 continues, "He will open to you His wonderful treasury of rain in the heavens, to give you fine crops every season. He will bless everything you do; You shall lend to many nations, but shall not borrow from them." God wants you to be a LENDER, NOT A BORROWER. I like how when we keep this verse in context with the preceding verses (28:9), it is all related to our OBEDIENCE... connect the dots here... it takes ACTION on our part.
If we are OBEDIENT to God, we can be put in a position to become lenders, not borrowers. Remember... we can be put in a position to become lenders, not borrowers. This doesn't mean its going to happen overnight. It may take time. It also doesn't mean its going to happen to everybody. Your hand has to push the plow, your work is going to be involved. So its up to you whether you can or can't. If you are currently a borrower, work on paying off your debts. Once your debts are paid off, your obedience and faithfulness to God can allow you to then become the Lender. This isn't a fast-food, instant gratification scenario. It will take time to move from one position to the other. Keep pressing through and you will reach the goal of becoming debt-free.
Debt-cancellation is for today-its not just some neat OLD story from a book written a long time ago. Hebrews 13:8 says "Jesus Christ is the same yesterday, and today, and forever." He did it before (with the widow), He'll do it again!
God is willing and able to bless you with miracle debt cancellation. But I bet there is going to be some ACTION involved with it! ;)